The University of Massachusetts Amherst offers a work-study program to help students finance their education. The program provides part-time jobs to eligible students, allowing them to earn money to cover educational expenses. The amount of money a student can earn through the UMass Amherst work-study program in 2025 depends on several factors, including the student's eligibility, the type of job, and the number of hours worked.
Eligibility and Award Amounts
To be eligible for the work-study program, students must complete the Free Application for Federal Student Aid (FAFSA) and demonstrate financial need. The UMass Amherst Financial Aid Office determines eligibility and awards work-study funds to qualified students. The award amount varies from student to student, but the maximum award for the 2024-2025 academic year is $3,000. However, this amount may change for the 2025-2026 academic year, and students should check with the Financial Aid Office for the most up-to-date information.
Types of Jobs and Pay Rates
UMass Amherst offers a wide range of work-study jobs, both on and off campus. Jobs may include administrative assistant, research assistant, tutor, or student worker in various departments such as the library, recreation center, or dining services. Pay rates vary depending on the job and the student’s qualifications, but most work-study jobs pay between 12 and 15 per hour. Students can work up to 20 hours per week during the academic year and up to 40 hours per week during breaks and summer sessions.
Here is an example of the estimated earnings for a student working 10 hours per week at $13 per hour:
| Hours Worked per Week | Pay Rate per Hour | Estimated Earnings per Week | Estimated Earnings per Semester |
|---|---|---|---|
| 10 hours | $13 per hour | $130 per week | $3,120 per semester (assuming 24 weeks) |
Maximizing Earnings Potential
To maximize earnings potential, students should consider the following strategies:
- Apply for work-study jobs early, as funding is limited and jobs may fill quickly.
- Work as many hours as possible, up to the maximum allowed (20 hours per week during the academic year).
- Pursue jobs that offer higher pay rates, such as research assistant or tutor positions.
- Consider working during breaks and summer sessions, when more hours are available.
Benefits of the Work-Study Program
The work-study program offers several benefits to students, including:
- Gaining valuable work experience and skills in a particular field or industry.
- Building a professional network and making connections in the workplace.
- Earning money to cover educational expenses, reducing the need for loans and debt.
- Improving time management and balancing academic and work responsibilities.
How do I apply for the work-study program at UMass Amherst?
+To apply for the work-study program, students must complete the FAFSA and demonstrate financial need. The UMass Amherst Financial Aid Office will determine eligibility and award work-study funds to qualified students. Students can then search and apply for work-study jobs through the UMass Amherst job portal.
Can I work more than 20 hours per week during the academic year?
+No, students are limited to working 20 hours per week during the academic year. However, they can work up to 40 hours per week during breaks and summer sessions.
Do I have to pay taxes on my work-study earnings?
+Yes, work-study earnings are subject to federal and state taxes. However, the money earned through the work-study program is not considered taxable income when determining eligibility for need-based financial aid.
In conclusion, the UMass Amherst work-study program provides students with an opportunity to earn money to cover educational expenses while gaining valuable work experience and skills. By understanding the eligibility requirements, types of jobs and pay rates, and strategies for maximizing earnings potential, students can make the most of this program and achieve their academic and professional goals.
