The University of Massachusetts Amherst offers a comprehensive health insurance plan to its students, which is mandatory for all students who are enrolled in 9 or more credits. The health insurance plan is designed to provide students with access to quality healthcare services, including medical, prescription, and mental health benefits. As the 2025 academic year approaches, students who are currently enrolled in the UMass Amherst health insurance plan will need to renew their coverage to ensure continuous access to healthcare services.
Eligibility and Requirements for Renewal
To be eligible for renewal, students must be enrolled in 9 or more credits at UMass Amherst for the 2025 academic year. Students who are enrolled in less than 9 credits may not be eligible for the university-sponsored health insurance plan. Additionally, students who are enrolled in online or distance learning programs may not be eligible for the plan. It is essential for students to review their eligibility and requirements before renewing their health insurance coverage.
Renewal Process
The renewal process for the UMass Amherst health insurance plan typically begins in the summer preceding the academic year. Students who are currently enrolled in the plan will receive an email notification from the University Health Services (UHS) with instructions on how to renew their coverage. The renewal process can be completed online through the UHS website, and students will need to provide their student ID number, date of birth, and other identifying information to access their account.
Students who are renewing their coverage will need to review and update their personal and demographic information, including their address, phone number, and emergency contact information. They will also need to review and acknowledge the terms and conditions of the health insurance plan, including the premium rates, coverage limits, and exclusions.
| Category | 2025 Academic Year Rates |
|---|---|
| Student Only | $2,500 per year |
| Student and Spouse | $5,000 per year |
| Student and Children | $6,000 per year |
| Student, Spouse, and Children | $8,000 per year |
Waiving the UMass Amherst Health Insurance Plan
Students who have alternative health insurance coverage may be eligible to waive the UMass Amherst health insurance plan. To waive the plan, students will need to provide proof of alternative coverage, including the insurance company name, policy number, and coverage dates. The waiver process can be completed online through the UHS website, and students will need to submit their waiver request before the deadline.
Students who fail to waive the plan or renew their coverage before the deadline may be automatically enrolled in the UMass Amherst health insurance plan, and the premium rates will be charged to their student account. It is essential for students to review their health insurance options carefully and make informed decisions about their coverage.
Benefits and Services
The UMass Amherst health insurance plan offers a range of benefits and services, including:
- Medical benefits, including doctor visits, hospital stays, and surgical procedures
- Prescription benefits, including coverage for generic and brand-name medications
- Mental health benefits, including counseling and therapy services
- Preventive care benefits, including annual physical exams and health screenings
Students who are enrolled in the UMass Amherst health insurance plan will also have access to a range of health and wellness services, including:
- Health education and outreach programs
- Fitness and recreation programs
- Nutrition counseling and education
- Stress management and mental health services
What is the deadline to renew my UMass Amherst health insurance coverage?
+The deadline to renew your UMass Amherst health insurance coverage is typically in late August or early September. Students who fail to renew their coverage before the deadline may be automatically enrolled in the plan, and the premium rates will be charged to their student account.
Can I waive the UMass Amherst health insurance plan if I have alternative coverage?
+Yes, students who have alternative health insurance coverage may be eligible to waive the UMass Amherst health insurance plan. To waive the plan, students will need to provide proof of alternative coverage, including the insurance company name, policy number, and coverage dates.
What benefits and services are included in the UMass Amherst health insurance plan?
+The UMass Amherst health insurance plan includes a range of benefits and services, including medical benefits, prescription benefits, mental health benefits, and preventive care benefits. Students who are enrolled in the plan will also have access to a range of health and wellness services, including health education and outreach programs, fitness and recreation programs, nutrition counseling and education, and stress management and mental health services.
In conclusion, renewing the UMass Amherst health insurance plan for the 2025 academic year is a critical step in ensuring continuous access to quality healthcare services. Students who are currently enrolled in the plan should review their eligibility and requirements, complete the renewal process, and review their benefits and services carefully. Students who have alternative health insurance coverage may be eligible to waive the plan, and those who are experiencing financial difficulties may be eligible for financial assistance or scholarships to help cover the cost of the health insurance plan.
